Up until ent financing having refugees have been inserted as an ingredient away from a municipal refugee reception plan. The fresh new Swedish parliament enjoys decided to cancel the choice to utilize having home equipment fund, active . Thus youre no more capable sign up for property products financing of CSN. When you yourself have already been provided a house devices mortgage, youre to continue and come up with repayments on this mortgage given that normal. Right here you can read regarding repaying your property products loan.
Dining table from articles
- Attention to your financing
- Settling our home products financing
- Appealing facing a decision by CSN
Appeal to the loan
CSN charge notice to your currency your use. In the 2023, the pace try step 1,eight per cent. The attention is calculated in the go out you get the loan if you do not provides paid down the complete obligations. Consequently after you repay the borrowed funds you both you would like to repay the bucks you got plus the notice. The eye can not be got rid of.
Paying your house gizmos mortgage
You start repaying the mortgage two years once basic receiving the cash. It entails between step one and you can eight age to repay the borrowed funds, depending on how much you borrowed. We’re going to instantly send you expenses-when you look at the slips in case it is time for you to begin making costs.
We’re going to post step three paying-into the slides at once. Every time i posting the expenses-when you look at the slides, we shall costs an alerts fee out-of SEK 40. That it amounts to all in all, SEK 120 a-year. If you’re unable to spend their statements promptly, there are also to expend a reminder fee from SEK 60.
You can start and work out money ahead of two years features passed, if you want. In this situation, order this new purchasing-into the glides immediately following logging on the Mina sidor Hemutrustningslan (My personal Pages Home equipment financing) at .
You may desire generate overpayments in your loan. In this case, replace the count stated towards spending-during the sneak. If you wish to pay off the entire mortgage in one single commission, delight contact us.
If you’re having trouble and work out payments
If you are having problems making money in your mortgage, you could connect with shell out shorter or even pay little on most of the to have a season. CSN have a tendency to fees notice, even if you aren’t and work out money to the mortgage. As a result, your debt could be increasing if you find yourself failing to pay.
If you’re unable to pay your loan
- We’re going to give you a note. You will then need to pay the SEK sixty indication commission.
- If you fail to shell out even with researching the fresh reminder, we’ll send a different note the following month, proclaiming that we could terminate the borrowed funds having immediate commission.
- If you’re unable to pay, we’ll terminate the borrowed funds to own quick commission. You’ll then located a having to pay-inside the sneak for the whole obligations. Since financing could have been ended, you no longer have the ability to submit an application for deferred commission.
- If you cannot spend a loan that has been terminated, we may pass the latest claim to the fresh Administration Power ( Kronofogden ).
Danger of record out-of low-commission
If your instance are passed to the Administration Power, you exposure getting track of non-payment. Credit history organizations cash advance near me open sunday issue information out of non-fee after they have received research regarding the Enforcement Power. UC and Kreditfakta try types of credit file enterprises.
If you find yourself settling regarding abroad
Have you been paying your property devices financing from another country than simply Sweden? Discover various methods from percentage based where you live. In some instances, the financial institution cost you having handling the commission.
Fees away from home equipment fund are to be built to CSN’s membership within Danske Bank that with Bankgiro number 5201-1053.