This new strange topic are you to definitely each other notes for people who dug down much adequate were consistently getting credit advice regarding the exact same lay. So there really should not be some thing completely wrong using my credit.
I have a leading score (800+), as of a provider informing myself what it is actually very recently. Home loan is actually long since reduced, and you will our very own HELOC personal line of credit is finalized because they need it become “renewed” once 25 years and we also did not. I hold one and you may change them up to every few months.
We pay off the newest balances each month so the complete borrowing from the bank equilibrium never is higher than 5%-10% away from available credit. I believe one low borrowing utilization are an option metric one to gets into the higher get. That, and you can a long reputation of investing. What otherwise really does the financing agency have to go to the? JW
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