You may also fill out a copy of most recent ITR one to features a BIR stamp. In my opinion for it you to definitely, you’re going to have to visit your RDO to acquire stamped.
When you find yourself good freelancer or a business owner, you can fill in a copy of your audited ITR and you will BIR stamp. I failed to test this you to since the We was not the one who taken out the loan and that i didn’t donate to feel co-borrower, however, I believe this should mean taking your most recent ITR, and only to go on the latest secure front, their accounting instructions, toward RDO.
When you are working, you are able to choose to fill out the authoritative 30 days shell out slip old at least three months prior to go out regarding software. Jay decided to fill out three to help you secure the deal, haha! He plus submitted their COE including all of them.
This can be towards the initial step. Pag-IBIG commonly evaluate the submissions to check the eligibility to make use of to have property loan.
After you’ve registered these records on line, might discovered a contact compelling you to definitely buy the newest processing payment. We reduced Php 1,000. Be sure that you print a copy of the confirmation of one’s fee. You’re going to have to provide so it in order to Pag-IBIG , and the most other requirements, after you’ve become greet to go to the office owing to email otherwise a visit.
Here you will find the files that you should bring to Pag-IBIG after you have become asked to submit your write-ups individually:
step 1. All modern duplicates of data you filed from the earliest processes, with the exception of the selfie. You must have the ID photocopied.
dos. A duplicate of your own Unique Power out-of Attorneys toward representative. (If for example the proprietor is not regarding Philippines)
The cost of notarization is dependent upon the newest consented selling price of the house stipulated on your own deal to sell.
They’re going to and inquire to take your photographs together with your legitimate ID again. Now, it will be their workers that will do the attempt.
Assessment phase
As table administrator looks more your articles and you may observes no discrepancies, you may be asked to cover appraisal payment. I repaid Php dos,000.
We were advised to go to having a visit from one of their workers regarding the plan of the home assessment. What the results are throughout the house appraisal is that they will be sending representatives so you can inspect our house to find out if it meets the standard and you can conditions.
It entitled 3 days just before it decided to go to. Brand new appraisers have been at the set of the 8AM. They went in, checked the brand new proportions and you can failed to really communicate with you that much. They just ran to test for every area inside your home.
Up coming that was it. We were informed to attend for their email address whether or not all of our financing has been recognized or otherwise not acknowledged; however, they already informed us that the home we were trying get is short of step 1 meter in width to their requirements.
Financing Rejected
I gotten a contact from Pag-IBIG formally saying that the latest measurements of our home didn’t meet their requirements, and this are one to. That was the end of our experience……for the moment.
We felt submitting a letter of reconsideration, however the email obviously stated that we had to address the new question and you can invest in deciding to make the expected change, and that i didn’t. Therefore we was required to deal with the fate and you may proceed.
Oh really, about we have gathered a lifetime skill we is Arkansas installment loans include in tomorrow and to teach all of our kids if it is the turn-to purchase their property. We were, needless to say, upset, however, we will remain our dreams until we eventually select the lay we are able to name household.